Built Float turns your unpaid invoices into working capital — upload an invoice, get an offer, and receive up to 80% of its value in your account.
80%
advanced upfront
24–48h
to a decision
No
hidden fees

Advance received
GHS 46,080
How it works
Step 1
Upload your invoice
Snap, upload, or email the invoice you issued to your buyer. We read the details for you automatically.
Advance amount
GHS 48,000
Fee
4.0%
Net to you
GHS 46,080
Step 2
Get a clear offer
Our team verifies the invoice and sends you a transparent offer — advance amount, fees, everything upfront.
Settlement account
Fidelity Bank · 2030••8821
Disbursed today
GHS 46,080
Step 3
Receive your advance
Accept the offer and up to 80% of the invoice value is disbursed straight to your settlement account.
Payment received
Your buyer settled the invoice
Step 4
Buyer pays, you relax
Your buyer pays into your dedicated Built Float bank account. You get notified the moment money lands.
Clear offers
Every offer shows the advance amount, fees and net disbursement in plain numbers. No surprises, no fine print. Accept with one tap and get a signed deal summary by email.
Financing offer
INV-2041 · Accra Fresh Markets
Green Afro-Palms Ltd
0241 0983 7712 · Fidelity Bank
Accra Fresh Markets
GCB Bank
GHS 42,300.00
Today, 09:14
Palmline Distribution
Ecobank
GHS 18,750.00
Yesterday
Kumasi AgroTraders
Stanbic
GHS 61,020.00
12 Jul
Your own bank account
Each business gets its own dedicated bank account in its name. Buyers pay invoices into it, and you're notified the instant money arrives — in the app and by email, with your Relationship Manager kept in the loop.
Accounting integrations
Connect your accounting software and pull invoices directly into Built Float — no manual upload, no retyping. Pick an invoice, get an offer, and receive your advance.

Built Accounting
QuickBooks

FreshBooks
Wave
Why Built Float
Smart invoice reading
Upload a PDF or photo and the details fill themselves in automatically.
Invoice Inbox
Get a unique email address — buyers send invoices straight there and we parse them instantly.
Accounting integrations
Sync invoices from Built Accounting, QuickBooks, or FreshBooks — no manual entry.
Dedicated bank account
A real account in your business name for buyer payments.
Instant payment alerts
Know the moment a buyer pays — in-app and by email.
Careful verification
Every invoice is reviewed by real people, so financing stays safe for everyone.
Deal summaries & agreements
Signed PDFs for every deal, kept neatly in your portal.
Refer & earn
Refer another business and earn rewards when they get their first advance.
A human by your side
A named Relationship Manager who knows your business.
Join Ghanaian businesses financing their growth with Built Float. Onboarding takes minutes — a decision follows in 24–48 hours.
Create your account