Don't wait 30, 60, 90 days to get paid.

Built Float turns your unpaid invoices into working capital — upload an invoice, get an offer, and receive up to 80% of its value in your account.

80%

advanced upfront

24–48h

to a decision

No

hidden fees

Smiling small business owner

Advance received

GHS 46,080

How it works

From invoice to cash, in four gentle steps

SCAN

Step 1

Upload your invoice

Snap, upload, or email the invoice you issued to your buyer. We read the details for you automatically.

Your offer
Verified

Advance amount

GHS 48,000

Fee

4.0%

Net to you

GHS 46,080

Step 2

Get a clear offer

Our team verifies the invoice and sends you a transparent offer — advance amount, fees, everything upfront.

Settlement account

Fidelity Bank · 2030••8821

CREDIT

Disbursed today

GHS 46,080

Advance received
10:24 AM
Buyer payment pending

Step 3

Receive your advance

Accept the offer and up to 80% of the invoice value is disbursed straight to your settlement account.

Payment received

Your buyer settled the invoice

now
AmountGHS 60,000
UploadedFundedSettled

Step 4

Buyer pays, you relax

Your buyer pays into your dedicated Built Float bank account. You get notified the moment money lands.

Clear offers

Know exactly what you'll receive — before you say yes

Every offer shows the advance amount, fees and net disbursement in plain numbers. No surprises, no fine print. Accept with one tap and get a signed deal summary by email.

Financing offer

INV-2041 · Accra Fresh Markets

Approved
Invoice valueGHS 120,000.00
Advance rate80%
Financing feeGHS 3,840.00
You receive todayGHS 92,160.00
Accept offer
Dedicated account

Green Afro-Palms Ltd

0241 0983 7712 · Fidelity Bank

Accra Fresh Markets

GCB Bank

GHS 42,300.00

Today, 09:14

Palmline Distribution

Ecobank

GHS 18,750.00

Yesterday

Kumasi AgroTraders

Stanbic

GHS 61,020.00

12 Jul

Your own bank account

A dedicated account where every payment finds you

Each business gets its own dedicated bank account in its name. Buyers pay invoices into it, and you're notified the instant money arrives — in the app and by email, with your Relationship Manager kept in the loop.

Accounting integrations

Syncs with the tools you already use

Connect your accounting software and pull invoices directly into Built Float — no manual upload, no retyping. Pick an invoice, get an offer, and receive your advance.

Built Accounting

Built Accounting

QuickBooks

QuickBooks

FreshBooks

FreshBooks

Wave

Wave

Why Built Float

Everything your cashflow needs, nothing it doesn't

Smart invoice reading

Upload a PDF or photo and the details fill themselves in automatically.

Invoice Inbox

Get a unique email address — buyers send invoices straight there and we parse them instantly.

Accounting integrations

Sync invoices from Built Accounting, QuickBooks, or FreshBooks — no manual entry.

Dedicated bank account

A real account in your business name for buyer payments.

Instant payment alerts

Know the moment a buyer pays — in-app and by email.

Careful verification

Every invoice is reviewed by real people, so financing stays safe for everyone.

Deal summaries & agreements

Signed PDFs for every deal, kept neatly in your portal.

Refer & earn

Refer another business and earn rewards when they get their first advance.

A human by your side

A named Relationship Manager who knows your business.

Your invoices have already earned it.

Join Ghanaian businesses financing their growth with Built Float. Onboarding takes minutes — a decision follows in 24–48 hours.

Create your account